Morning friends! Since Margsy started part time daycare I’m finding myself with plenty of free time to start considering alternate forms of income for our family. The blog is my main side hustle and although it does generate some income I’ve been exploring options to supplement my families income even further by exploring other online options. The internet is a tricky place and if you google things like “make money online” I can almost guarantee you that you’ll find yourself sucked down a rabbit hole of dead end links, shady business and other questionable activities that claim you will make you a fortune by simply putting in a few hours of computer work. I’ve done my research folks and I’ve clicked around enough that I can say with confidence that the sites and opportunities below are not only 100% legit but also offer up the potential to really supplement your…

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Did I ever tell you folks that I was a teacher? I’ve taught everything from first grade through 11th and every summer when I drafted my school supply list I struggled with trying to keep costs down for parents and including everything kiddos would need for the entire school year. In my last three years of teaching I actually came up with a system where I’d call each and every kiddo’s family on my class list and arrange for parents to give me money so that I would buy all the school supplies for my entire classroom for the entire year. I’d essentially create a school supply fund that I’d use to purchase everything from pencils to Kleenex boxes so that every kiddo in my room had exactly what they would need. In order to do this I’d shop deals and scour for the best prices so I could come…

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Raise your hand if you’d like to incorporate some frugal hacks into your lifestyle but don’t know where to start? I frequently get asked about money saving hacks from friends, family and more recently readers who desperately want to start living more frugally but don’t know how or where to start scaling back. It can be intimidating right? Frugal living isn’t all or nothing folks. There’s really no set benchmark about “making it” in the frugal world. Frugality is more a question of wise financial choices and even the smallest of changes to your day-to-day life can reap incredible payoffs money wise. A few small changes that you make today can save you a heap of money in the long run. If you’re not convinced have a look at my post about brown bagging lunches – those figures should hopefully convince you. Whether your interested in adopting  frugality as a…

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Way back when Mer and I were ultra money wasters we never and I mean never brown bagged lunches. We sucked at organizing ourselves food wise and so it only made sense to pass by the food court or drive through to get something to eat at lunch hour. We seemed to never be prepared, never have enough food, never have enough energy and never be organized enough to actually pack anything to take for lunch. Apparently we never ran out of excuses too! The worst part? There were ALWAYS leftovers sitting in our fridge begging to be eaten. Worse even is that those leftovers often got thrown straight into the garbage because we’d forget about them and let them spoil. We were so incredibly lazy and really had no idea how much our bad  habit was costing us so we kept spending hundreds and hundreds of dollars each month…

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Don’t forget to enter the 50$ paypal gift certificate giveaway! Head on over to enter if you haven’t already! When Mer and I first met I was 22 years old. At the time, I was a poor university student, obsessed with all things material and downright impressed by Mer’s cool set of wheels. We met in the month of April and Mer had just purchased his first vehicle: a brand new SUV. He treated that truck like his baby. He washed it weekly and pampered it like a proud papa would. To the outside world it looked awesome, impressive even but what no one knew was the ugly truth that that truck was costing Mer nearly 700$ a month for 5 years. Holy hell – that’s a ton of money right? Frugal math tells me that the truck with interest cost Mer nearly $42 000!! I think the notion of…

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I like to keep things simple. The second anything in my life gets complicated my anxiety starts to flare up and I abandon ship. So, when it came to finding a grocery shopping strategy that would help us save money and have enough food to sustain us all week I had to come up with something that was easy, efficient and produced results. With a little experimentation and tweaking I’ve come up with a 5 part system that allows us to keep our grocery bill under 100$ each week with enough food to feed our family of three, 3 meals per day with snacks for an entire week with no take out or last minute pizza deliveries thrown in! Before approaching our grocery shopping this way, we were totally the family that spent over 200$ a week and still ended up ordering take out because there appeared to be no…

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It’s no secret that Mer and I live a frugal lifestyle. Actually, we come from a long line of frugal gurus and despite getting a little off-track in our 20s we tend to really live by the mantra that excess doesn’t bring happiness or joy to our lives. As a result, we really limit our spending and most months we can keep our expenses at around 1000$. Recently, we watched an episode of Extreme Cheapskates. We were drawn to it because of our frugal tendencies but after watching I was left questioning if living frugally means the same thing as living cheaply. My resounding answer is no – it’s absolutely different. Here are a few reasons why! Frugal living is about prioritizing and saving for a larger life goal. We don’t live frugally to hoard away all our money and never spend it. Quite the opposite actually.  We live frugally…

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